The housing question is open: presidential mortgage will provide, at record low rates

In recent years, demand for mortgages declined slightly. The reason is clear: because of the situation associated with COVID-19, a partially or completely lost income. However, the need for housing has not disappeared. In this regard, Russian President Vladimir Putin signed a decree on granting mortgages with state support at a rate of 6.5% per annum.

the Bank Acceptance has gone ahead and prepared a few proposals for its clients:

preferential mortgage at a rate of 6.0% per annum. To take this rate will clients with an initial payment of 50% upon purchase of apartments ranging from 70 m2;
preferential mortgage rate from 6.5% per annum. Take advantage of this program will be able business owners and entrepreneurs with an initial payment of 30%;
preferential mortgage rate from 6.5% per annum for other categories of customers, with an initial payment of 20%.

the funds can be used for the purchase only of new housing in an apartment building, including construction. As an initial contribution, you can use the maternity capital.

to give a mortgage with state support?

take Advantage of presidential mortgage can citizens of the Russian Federation — employees, sole proprietors and business owners, having formal employment and a stable income.

How to get a preferential mortgage?

you Must submit an application to the Bank Acceptance and up to 30 October 2020 to sign documents for a mortgage loan. To apply you can online, or contact one of the offices. To apply you will need to provide a standard package of documents. The list of required documents can be found in the contact center or directly in the Bank office.

What is the maximum loan amount?

the Maximum loan amount in Moscow — 8 million rubles, in Novosibirsk, Novosibirsk region and other regions of the Russian Federation — up to 3 million rubles.

There any additional conditions?

Preferential rate is retained for the entire term of the loan.
Cancellation is only possible annuity payments.
loan Term up to 25 years.