A woman finds out that her husband has led her into a debt trap. Now she struggles with her anger, disappointment and the consequences.
An unpleasant surprise awaited a woman when she wanted to make a purchase. As she reported on the social media forum “ Reddit ,” her card was declined for an amount of just $4.50 (around four euros). When she checked her account balance, she discovered that her account was overdrawn by $800 (744 euros). Completely surprised, she confronted her husband.
Her husband initially dismissed this excessive indebtedness as an “early debit” and transferred $2,000 (1,860 euros) from an emergency fund. But the woman didn’t let it go and investigated the matter more closely. She came across a series of payments to various credit card companies. As she writes in her post, she discovered “unpaid debts” of around $45,000 (around 41,000 euros).
When she confronted her husband about it, he tried to downplay the debt as “excessive spending.” But the woman didn’t believe him. “There were two $10,000 debits that just disappeared. He took the money and I don’t know where it is,” writes the desperate wife.
In desperation, she consulted a lawyer to find out what to expect. The expert opinion was sobering: If she could not prove which expenses were solely attributable to her husband, she would have to pay them back. “I’m half responsible for it,” she complains. Now she is planning a separation: “There is no going back!”
The woman is a nurse and has worked a lot during the Covid pandemic. She gave her husband control of the finances because she believed she had a responsible partner at her side. In her text she regrets her naivety and speaks of her anger, her mistrust and her uncertainty about the next steps.
The woman admits that she feels helpless and betrayed. She is angry with her husband and feels guilty towards her son for presenting him with such a role model. Now she has to deal with the financial consequences and make a difficult decision.
In Germany the rules regarding debts in marriage are different. Here everyone has to be liable for the liabilities they have entered into. Your partner doesn’t automatically have to pay just because you said yes. If more precise liabilities are regulated in the marriage contract, this applies.
Many people are still annoyed about rising food prices. But now discounters and supermarkets are slashing prices for many popular foods. Experts are assessing how this will affect weekly shopping and whether this will mark the end of inflation.
Anyone who pays a lot in cash is exposed to a certain health and hygiene risk. The Sparkasse points this out and urges caution. Because the means of payment in any form is always a haven for numerous bacteria and germs