Meeting the year 2020 under the chiming clock, Mr even could not imagine what lies ahead. The man was planning to go with his family abroad in the spring to make repairs in the apartment and even decided to buy a new car. Of course, not without credit, but a good salary always allowed Dmitry to quickly close the debt. This changed dramatically in late March when the company which employed the man, first moved to work remotely, and after two months and have closed altogether.